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Smart Solutions to Fund, Protect & Grow Your Investments

Investing in Dubai real estate is more accessible than ever—if you have the right financial strategy. Whether you're purchasing your first property or expanding your portfolio, Baraca helps you secure tailored financing options, manage liquidity, and safeguard your assets.

Tax-Free Income & Investor Incentives

0% Income Tax & Business-Friendly Policies

Increase purchasing power and access high-value properties with minimal upfront capital.

Enhance cash flow through structured payment plans.

Maximize ROI by optimizing financing terms that align with investment goals.

Flexible Financing Solutions

We help you unlock investment opportunities with financing options designed for international investors:

Bank Mortgage Solutions
Get up to 80% financing as a non-resident, allowing you to leverage your capital for multiple investments. We connect you with top banks to secure the best mortgage terms.
Post-Handover Payment Plans
Spread payments over 3-5 years directly with the developer, no bank involvement required. Ideal for investors looking for greater flexibility.
Loan Against Property (LAP)
Need liquidity? Unlock funds from your existing Dubai property without selling, giving you cash flow to reinvest or manage other financial needs.
Check Your Eligibility

Who Can Apply for These Financing Options?

Our financing solutions are tailored for:

International investors looking to enter Dubai’s real estate market.

Expats & UAE residents seeking investment or end-user property financing.

Portfolio investors looking to optimize cash flow and asset leverage.

Wealth & Asset Protection

Real estate is a long-term investment—protect it with expert planning:

Power of Attorney & Legacy Planning – Secure your assets with seamless ownership transfer solutions, inheritance planning, and legal representation for hassle-free management.
Property Valuation & Home Inspection – Get expert market assessments and in-depth property inspections before you buy, ensuring you invest wisely and mitigate risks.
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How to Choose the Right Financing Option

Selecting the best financing plan depends on your investment goals:

Looking for long-term ownership?

> A bank mortgage helps secure high-value properties with extended payment terms.

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Prefer flexibility with no bank involvement?

> A post-handover plan allows installment payments directly to developers.



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Need liquidity?

> A loan against property (LAP) helps free up capital without selling your assets.

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Common Challenges & How We Solve Them

Investors often face hurdles when securing financing. Baraca simplifies the process by addressing:

Strict eligibility criteria – We connect you with the right lenders and financing plans.
Down payment concerns – Guidance on structuring payments for manageable cash flow.
Legal complexities – Our team assists with documentation, approvals, and compliance.
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FAQs on Financing & Wealth Management

Can I get financing if I’m not a UAE resident?

Yes, non-residents can secure up to 80% financing through bank mortgage solutions.

What’s the difference between a mortgage and a post-handover plan?

A mortgage involves bank financing with long-term payment options, while a post-handover plan allows direct installments to developers without bank involvement.

How long does approval take?

Bank mortgages typically take 2 to 4 weeks, while post-handover plans are approved faster since no bank is involved.

Maximize Returns with the Right Financial Strategy

Baraca goes beyond just property transactions—we help you structure your investment for long-term success through strategic financing, asset protection, and expert market insights.

Get Expert Financial Guidance Today.

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Market Insights & Blogs

Latest Market Insights & Investment Tips

Stay ahead with expert investment and data insights

Dubai's Property Market: Sales Soaring to New Heights

Dubai's real estate market is experiencing remarkable growth, with property sales reaching unprecedented levels. In January 2025, sales transactions totaled AED 44.4 billion (approximately $12.1 billion), marking a 24.1% year-on-year increase.

April 11, 2025
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What the New Dubai Airport Means for Real Estate Investors

Dubai is building the world’s biggest airport—and it’s a game-changer for real estate. Here’s why smart investors are eyeing Dubai South and beyond.

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You Can’t Mortgage the 4% DLD Fee — Here’s Why That Matters

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Why Dubai’s Real Estate Market Is Booming

Dubai’s real estate market is booming thanks to strong economic growth, high rental yields, investor-friendly policies, and a tax-free environment. With world-class infrastructure, global connectivity, and a lifestyle that attracts residents and businesses alike, the city continues to be a magnet for smart property investment...

March 20, 2025
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Legal Aspects of Investing in Dubai for EU Residents

For EU residents, investing in Dubai real estate offers exciting opportunities—but understanding legal aspects like ownership zones, visa options, financing, and inheritance laws is essential. With the right guidance, you can navigate the process smoothly and secure a profitable, compliant investment...

March 20, 2025
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How to Maximize ROI on Dubai Real Estate

Maximizing ROI in Dubai’s real estate market requires more than just buying property—it’s about smart location choices, leveraging flexible payment plans, focusing on rental yields, and capitalizing on tax-free income. With the right strategy and expert support, your investment can deliver strong, long-term returns...

March 20, 2025
4 Minutes

Navigating the Secondary Market in Dubai

Dubai’s secondary real estate market offers investors the advantage of immediate ownership and rental income, but success depends on understanding market trends, legal checks, and property condition. With expert guidance, this resale market can be a smart path to stable, high-yield investments...

March 20, 2025
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